Small Business Liability Insurance/Business Liability Insurance
The unknown: it can be pretty scary, especially when you’re a small business just starting out with limited resources. The Kerr Agency offers a variety of small business liability insurance policies for our diverse clients. We sell peace of mind through our comprehensive, affordable policies that will protect you when the unthinkable happens.
The day-to-day operations of your company may seem pretty predictable, but the truth is, uncertainties in business management and operations can creep in when least expected. Accidents can and do happen, whether to your employees or your customers. No matter how solid a contingency plan you may have, it’s critical to protect your business from whatever may come your way.
With the right small business liability insurance, you can get coverage for medical expenses, attorney fees and damages for which you are legally responsible. If a customer slips and falls in your store or your employee gets hurt operating your equipment, you could be left holding the bill for these occurrences, not to mention the legal defense you may have to launch to defend yourself. In addition, it covers you in the event your opinions, recommendations or designs harm another person. This is when you want to have a professional liability lawsuit behind you, to help with defense costs and offer protection for judgments, court fees and much more – even if you’re not at fault.
Small Business Liability Insurance – Customized to your unique business
The Kerr Agency provides you with excellent small business liability insurance plans that can be easily customized to your unique business needs thanks to a variety of options. We can help you select the coverage you need, with agents committed to determining the right fit when it comes to small business liability insurance. You can even add onto your basic business liability policy to include the following coverage:
- Hired and Non-owned Auto Liability Insurance
- Umbrella Policies
- Product and Completed Operations Liability Insurance
- Employment-Related Practices Liability Insurance
- Directors and Officers Liability Insurance
- Liquor Liability Insurance
- Fire Legal Liability
How do you know if you need small business liability insurance in the first place? There are a few guidelines to consider when deciding on a policy. Generally, you need business liability insurance if you:
- Interact with clients at their place of business or yours
- Work with their equipment, i.e., IT professionals
- Represent clients, i.e., lawyers
- Utilize third-party locations for business-related activities
- Are required to hold general liability insurance prior to entering into a binding contract
Why choose coverage from Kerr? Well, there are many reasons. First off, we offer flexible payment options that fit all budgets, plus we custom tailor your insurance plan to your unique needs. In addition, we strive for 100 percent customer satisfaction and it shows. You always get personalized attention from our agents!
We know how daunting it can be as a business to sift through all the small business liability insurance requirements thrown at you. That’s why we spell it out in easy-to-understand language, highlighted by caring and professional agents. Call The Kerr Agency today to learn how we can help implement a business liability policy for you. Get peace of mind with an agent that cares.