About Us

“We offer Insurance at a Higher Level…You and Your Business deserve the best coverage possible… and that’s why business owners come to us. We are the experts.”

Ken Scaggs – Founder and Owner – The Kerr Agency

 

Who we are…      The Kerr Agency is a professional commercial lines property and casualty insurance broker writing programs for New Jersey and New York based businesses with up to $25,000,000 in limits. In addition to our brokerage experience, we have an extensive and unique background having also worked for insurance companies as underwriters. With that knowledge, we are able to get the most cost effective and well constructed policies for our clients. We understand your business and how to keep you in it for many years to come.

 

What we do…

We are a professional insurance brokerage firm and not an agency. That means we are not tied to any one company. As such, we can survey all of the best markets for your business. We have access to hundreds of insurance companies and we only use the best rated carriers. This provides you not only the best coverage but offers the best protection for the program you eventually select.

We have access to all of the best Personal Lines companies as well. That means we can secure your Homeowners, Auto and Umbrella polices. It’s nice to be able to call one agency for all your insurance needs. We also have a strong working relationship with a top rated local Life and Health Insurance agency which can handle those needs in the most efficient and professional way possible.

There is no business that is too small to use our vast knowledge of insurance. You deserve the best possible policy . We offer big company programs and services regardless of the size of your business. The Kerr Agency has programs for all types of businesses, so even if you have had trouble in the past finding insurance for your business, we would be glad to do what it takes to try and find you the right coverage. As a result of our underwriting/risk assessment knowledge, we are able to study your company and look for all the “right” areas that need coverage. This is why new, start up businesses come to us as well.

What Makes Us Unique…                                                                                                                                                                                                                                                                 

The foundation of our business is centered on helping our clients understand the different types of insurance available for them. In this way, our clients are able to make the right selections to secure the best possible insurance program for them at the right level of investment.

We have a complete understanding of the insurance you need and what it does for you. As underwriters, we wrote the policies that you are selecting and we know how the policy works, what it covers and what it doesn’t. We work with our former colleagues and friends at the Insurance Companies to optimize the areas your insurance covers and minimize what it doesn’t cover. Not too many other agents have that relationship or understanding of the policy to do that for you.

Here’s the benefit to you and your business when you become a client…

You will get the most complete policy built specifically for your business and nothing more. You will get the top level of service with 24/7 access to us. In addition to great service, we know that paying for insurance can be a burden on your business, so to help you with this you can finance your policy through us so you will be able to make payments instead of paying all at once. You will never have to ask us if you are covered because you’ll already know the answer… You are covered! You can concentrate on your business and know that no matter what happens, you have a higher level of insurance!

We have the answers you’re looking for and we look forward to guiding you through your insurance journey. We make it easy.